Financial Literacy Learning Program
Build confidence in personal finance management through our comprehensive 12-month program starting March 2026. Learn budgeting, investment basics, and debt management strategies in small group settings.
What You'll Learn
Our curriculum covers essential financial skills through practical workshops and real-world exercises. Each module builds on previous learning, giving you tools to manage money confidently.
Budgeting Fundamentals
Weeks 1-3Create realistic budgets that work for your lifestyle. Track spending patterns, identify problem areas, and develop systems that stick. We'll work with your actual expenses, not theoretical examples.
Debt Management Strategies
Weeks 4-6Understand different debt types and create payoff plans. Learn when consolidation makes sense and how to negotiate with creditors. Build emergency funds while tackling existing debt.
Investment Basics
Weeks 7-10Start with simple investment concepts and Australian market basics. Understand risk tolerance, diversification, and fees. No high-risk strategies - just solid foundation building.
Long-term Financial Planning
Weeks 11-16Set realistic financial goals and create actionable plans. Cover retirement planning, insurance needs, and major purchase planning. Develop habits that support long-term financial health.
Our Teaching Approach
Small groups and practical exercises help you apply concepts immediately. No overwhelming theory - just useful skills you can start using right away.
Small Group Learning
Maximum 12 participants per session ensures personalized attention. Share experiences with others facing similar financial challenges and learn from different perspectives.
Hands-On Exercises
Work with real budgets and financial scenarios. Bring your own financial situation to class and get guidance on actual decisions you're facing.
Practical Focus
Every session includes actionable steps you can take immediately. No complex financial jargon - just clear explanations and practical tools for everyday money management.
Meet Your Instructors
Our team brings practical experience from banking, financial planning, and adult education backgrounds.
Casimir Novakovski
Former Bank Manager
Twenty years in community banking taught Casimir how regular people actually manage money. He specializes in practical budgeting and debt management strategies that work for real families.
Thornberry Wicksworth
Investment Educator
Thornberry makes investment concepts accessible without the sales pitch. His background in financial education helps people understand markets and make informed decisions about their money.
Penelope Brightwater
Financial Planning Specialist
Penelope helps people create realistic long-term financial plans. She's particularly good at helping participants identify their actual priorities and build plans that fit their lives.
Enrollment Timeline
Our next program begins March 2026. Here's how the enrollment process works and what to expect.
Applications Open
Submit your application with a brief description of your financial learning goals. No prior knowledge required - just willingness to participate actively in group discussions.
Information Sessions
Attend optional information sessions to meet instructors and other participants. Ask questions about the curriculum and get a feel for our teaching approach.
Enrollment Confirmation
Receive welcome materials and pre-program preparation guide. Connect with your assigned learning group and complete basic financial assessment worksheet.
Program Begins
First session focuses on group introductions and goal setting. Sessions run Tuesday evenings 7-9 PM at our Toowoomba location, with makeup sessions available.